These four perils are scored at the precise property pin from current public hazard datasets. Within a single 1 km cell, scores can vary dramatically, a property backing onto bushland reads quite differently from a beachfront pin two streets away.
Bushfire
Per-property
BPA membership and 50 m adjacency, QFD VHC fuel-load, fire-scar 50 m adjacency and FIRMS detections within 5 km of the property pin.
Low 266
Mod 769
Elev 1146
High 104
Severe 5
Distribution spans the bands: 12% Low, 34% Moderate, 55% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Flood
Per-property
DEA Water Observations from Space (Landsat archive 1986-present, 30 m) as primary signal, plus Noosa OM-FH and Sunshine Coast Council planning overlays as regulatory floor and SILO rainfall extremes as fallback.
Low 1730
Mod 0
Elev 560
High 0
Severe 0
Distribution spans the bands: 76% Low, 0% Moderate, 24% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Erosion & Inundation
Per-property
DEA Coastlines measured shoreline rate-of-change (1988-present) plus QLD Coastal Management overlays as regulatory floor (HAT buffer, calculated erosion, SLR allowance).
Low 2289
Mod 0
Elev 0
High 0
Severe 1
100% of Mount Coolum's 2,290 addresses score Low. 1 property sits in the High or Severe band; the rest are in between. Scores are modelled exposure (0–100), not a damage probability.
Storm vegetation
Per-property
QFD Vegetation Hazard Class fuel-load at the pin and within 50 m and 200 m, plus Sentinel-2 NDVI dieback against the 2-5 year baseline (5-year backfill, 62 M observations).
Low 843
Mod 845
Elev 377
High 181
Severe 44
Distribution spans the bands: 37% Low, 37% Moderate, 26% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.