These four perils are scored at the precise property pin from current public hazard datasets. Within a single 1 km cell, scores can vary dramatically, a property backing onto bushland reads quite differently from a beachfront pin two streets away.
Bushfire
Per-property
BPA membership and 50 m adjacency, QFD VHC fuel-load, fire-scar 50 m adjacency and FIRMS detections within 5 km of the property pin.
Low 329
Mod 605
Elev 4764
High 504
Severe 11
Distribution spans the bands: 5% Low, 10% Moderate, 85% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Flood
Per-property
DEA Water Observations from Space (Landsat archive 1986-present, 30 m) as primary signal, plus Noosa OM-FH and Sunshine Coast Council planning overlays as regulatory floor and SILO rainfall extremes as fallback.
Low 3518
Mod 843
Elev 1831
High 13
Severe 8
Distribution spans the bands: 57% Low, 14% Moderate, 30% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Erosion & Inundation
Per-property
DEA Coastlines measured shoreline rate-of-change (1988-present) plus QLD Coastal Management overlays as regulatory floor (HAT buffer, calculated erosion, SLR allowance).
Low 5196
Mod 324
Elev 67
High 623
Severe 3
Distribution spans the bands: 84% Low, 5% Moderate, 11% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Storm vegetation
Per-property
QFD Vegetation Hazard Class fuel-load at the pin and within 50 m and 200 m, plus Sentinel-2 NDVI dieback against the 2-5 year baseline (5-year backfill, 62 M observations).
Low 3275
Mod 1765
Elev 881
High 235
Severe 57
Distribution spans the bands: 53% Low, 28% Moderate, 19% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.