These four perils are scored at the precise property pin from current public hazard datasets. Within a single 1 km cell, scores can vary dramatically, a property backing onto bushland reads quite differently from a beachfront pin two streets away.
Bushfire
Per-property
BPA membership and 50 m adjacency, QFD VHC fuel-load, fire-scar 50 m adjacency and FIRMS detections within 5 km of the property pin.
Low 1310
Mod 512
Elev 354
High 3
Severe 0
Distribution spans the bands: 60% Low, 23% Moderate, 16% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Flood
Per-property
DEA Water Observations from Space (Landsat archive 1986-present, 30 m) as primary signal, plus Noosa OM-FH and Sunshine Coast Council planning overlays as regulatory floor and SILO rainfall extremes as fallback.
Low 2062
Mod 117
Elev 0
High 0
Severe 0
95% of Sunshine Beach's 2,179 addresses score Low for this peril. Higher scores indicate greater modelled exposure to the hazard inputs, not a prediction of damage in any given year.
Erosion & Inundation
Per-property
DEA Coastlines measured shoreline rate-of-change (1988-present) plus QLD Coastal Management overlays as regulatory floor (HAT buffer, calculated erosion, SLR allowance).
Low 1835
Mod 32
Elev 5
High 307
Severe 0
Distribution spans the bands: 84% Low, 1% Moderate, 14% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Storm vegetation
Per-property
QFD Vegetation Hazard Class fuel-load at the pin and within 50 m and 200 m, plus Sentinel-2 NDVI dieback against the 2-5 year baseline (5-year backfill, 62 M observations).
Low 1024
Mod 770
Elev 344
High 34
Severe 7
Distribution spans the bands: 47% Low, 35% Moderate, 18% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.