These four perils are scored at the precise property pin from current public hazard datasets. Within a single 1 km cell, scores can vary dramatically, a property backing onto bushland reads quite differently from a beachfront pin two streets away.
Bushfire
Per-property
BPA membership and 50 m adjacency, QFD VHC fuel-load, fire-scar 50 m adjacency and FIRMS detections within 5 km of the property pin.
Low 1151
Mod 355
Elev 461
High 1
Severe 0
Distribution spans the bands: 58% Low, 18% Moderate, 23% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Flood
Per-property
DEA Water Observations from Space (Landsat archive 1986-present, 30 m) as primary signal, plus Noosa OM-FH and Sunshine Coast Council planning overlays as regulatory floor and SILO rainfall extremes as fallback.
Low 1725
Mod 239
Elev 4
High 0
Severe 0
88% of addresses score Low and 12% Moderate; under 10% sit in Elevated or worse. Scores are an exposure index, not a damage prediction.
Erosion & Inundation
Per-property
DEA Coastlines measured shoreline rate-of-change (1988-present) plus QLD Coastal Management overlays as regulatory floor (HAT buffer, calculated erosion, SLR allowance).
Low 1502
Mod 264
Elev 18
High 184
Severe 0
Distribution spans the bands: 76% Low, 13% Moderate, 10% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Storm vegetation
Per-property
QFD Vegetation Hazard Class fuel-load at the pin and within 50 m and 200 m, plus Sentinel-2 NDVI dieback against the 2-5 year baseline (5-year backfill, 62 M observations).
Low 776
Mod 811
Elev 351
High 28
Severe 2
Distribution spans the bands: 39% Low, 41% Moderate, 19% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.