These four perils are scored at the precise property pin from current public hazard datasets. Within a single 1 km cell, scores can vary dramatically, a property backing onto bushland reads quite differently from a beachfront pin two streets away.
Bushfire
Per-property
BPA membership and 50 m adjacency, QFD VHC fuel-load, fire-scar 50 m adjacency and FIRMS detections within 5 km of the property pin.
Low 608
Mod 1076
Elev 3201
High 562
Severe 0
Distribution spans the bands: 11% Low, 20% Moderate, 69% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Flood
Per-property
DEA Water Observations from Space (Landsat archive 1986-present, 30 m) as primary signal, plus Noosa OM-FH and Sunshine Coast Council planning overlays as regulatory floor and SILO rainfall extremes as fallback.
Low 2936
Mod 816
Elev 1616
High 70
Severe 9
Distribution spans the bands: 54% Low, 15% Moderate, 31% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Erosion & Inundation
Per-property
DEA Coastlines measured shoreline rate-of-change (1988-present) plus QLD Coastal Management overlays as regulatory floor (HAT buffer, calculated erosion, SLR allowance).
Low 4468
Mod 400
Elev 3
High 136
Severe 440
Distribution spans the bands: 82% Low, 7% Moderate, 11% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.
Storm vegetation
Per-property
QFD Vegetation Hazard Class fuel-load at the pin and within 50 m and 200 m, plus Sentinel-2 NDVI dieback against the 2-5 year baseline (5-year backfill, 62 M observations).
Low 2007
Mod 1820
Elev 1405
High 197
Severe 18
Distribution spans the bands: 37% Low, 33% Moderate, 30% Elevated and above. A higher score means more modelled exposure to the hazard inputs at that pin, not a prediction of damage.